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Charles Schwab Seasonality

Historical month-by-month and year-by-year returns

Based on 40 calendar years of monthly closes, starting 1987.

By Month

MonthAverageMedian% PositiveBestWorst
January+2.8%+0.8%51%+51.9%22.5%
February+1.7%0.0%49%+38.5%20.9%
March+1.2%+1.0%59%+35.7%32.8%
April+1.2%+1.6%56%+28.4%21.9%
May+1.8%+0.9%51%+24.1%15.3%
June0.6%0.5%44%+25.4%18.6%
July+3.8%+3.4%62%+50.0%20.1%
August1.6%0.2%48%+15.0%20.3%
September+1.6%+0.2%50%+31.8%20.0%
October+3.0%+6.2%67%+21.9%50.4%
November+3.8%+0.7%54%+25.7%21.2%
December+4.3%+5.0%67%+49.5%17.0%

By Calendar Year

YearReturn
2025+35.0%
2024+7.6%
202317.4%
20221.0%
2021+58.6%
2020+11.5%
2019+14.5%
201819.2%
2017+30.1%
2016+19.9%
2015+9.1%
2014+16.1%
2013+81.1%
2012+27.5%
201134.2%
20109.1%
2009+16.4%
200836.7%
2007+32.1%
2006+31.8%
2005+22.7%
2004+1.0%
2003+9.1%
200229.9%
200145.5%
2000+11.3%
1999+36.2%
1998+101.0%
1997+96.6%
1996+59.0%
1995+73.1%
1994+7.7%
1993+85.9%
199214.0%
1991+300.5%
199018.0%
1989+105.6%
1988+12.5%

These are historical patterns, not a forecast — past calendar-month performance does not predict future returns.