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American Express Seasonality

Historical month-by-month and year-by-year returns

Based on 42 calendar years of monthly closes, starting 1985.

By Month

MonthAverageMedian% PositiveBestWorst
January+1.3%+1.1%63%+20.1%23.1%
February+0.3%+1.6%60%+16.9%27.9%
March+1.3%+1.0%52%+20.3%22.1%
April+4.5%+2.8%69%+85.0%13.4%
May+1.7%+2.3%64%+10.7%13.6%
June0.0%+0.2%52%+12.2%18.7%
July+2.1%+1.0%52%+21.9%7.2%
August0.2%+0.7%56%+19.4%29.3%
September1.0%0.0%51%+10.4%20.2%
October0.2%+1.3%54%+16.6%32.8%
November+3.3%+2.4%61%+30.0%15.2%
December+0.8%+1.2%59%+13.2%20.4%

By Calendar Year

YearReturn
2025+24.7%
2024+58.4%
2023+26.8%
20229.7%
2021+35.3%
20202.9%
2019+30.6%
20184.0%
2017+34.1%
2016+6.5%
201525.2%
2014+2.5%
2013+57.8%
2012+21.9%
2011+9.9%
2010+5.9%
2009+118.4%
200864.3%
200714.3%
2006+17.9%
2005+4.3%
2004+16.9%
2003+36.4%
20021.0%
200135.0%
20000.9%
1999+62.2%
1998+14.8%
1997+58.0%
1996+36.6%
1995+40.3%
1994+8.3%
1993+24.1%
1992+21.3%
19910.6%
199040.9%
1989+31.0%
1988+16.4%
198719.2%
1986+6.8%
1985+23.6%

These are historical patterns, not a forecast — past calendar-month performance does not predict future returns.